~1 day per week
For SMEs early in AI adoption. Strategy ownership, governance, monthly review. Reactive to your needs.
Discuss this tier →A Fractional CAIO is embedded senior AI leadership for UK SMEs (strategy, vendor management, governance, ongoing investment direction) at 10-20% of a full-time hire's all-in cost. Four tiers from £3,500/month. Cancel monthly. Founder-led, AI-multiplied. The ongoing layer that keeps your AI investment compounding rather than decaying.
By the time you have three AI tools running and a fourth being scoped, you need someone owning the stack.
Without that ownership, AI investment decays: tools drift, vendor pricing creeps, governance lapses, training gets stale, the next project re-discovers what the last one learned. Fractional CAIO is the named senior layer that keeps your AI estate compounding instead of decaying. Same person, same context, same accountability, every month. Cancel any time.
Tier scales with your AI activity. Most SMEs start at Tier 1 or Tier 2 and move between tiers as projects ramp up or settle. You can re-tier monthly.
For SMEs early in AI adoption. Strategy ownership, governance, monthly review. Reactive to your needs.
Discuss this tier →Adds active vendor management + weekly cadence + hands-on use case scoping. The popular middle tier.
Discuss this tier →Adds direct project oversight on concurrent sprints + training programme direction. For active build phases.
Discuss this tier →Full embedded leadership for an SME running 2-3 concurrent AI initiatives. The maximum fractional tier.
Discuss this tier →Maximum two new Fractional CAIO clients accepted per quarter. This is the constraint that keeps founder-led senior involvement real.
Your AI strategy stays current as tools, vendors and the regulatory environment shift. Quarterly refresh; ad-hoc updates when something material changes.
See detail →Contract management, renewal calendar, performance review, cost discipline, tool consolidation. Stops AI spend from creeping and stops vendor sprawl.
See detail →Performance audit, vendor review, compliance refresh, pipeline review, board-ready 5-page summary. Quarterly rhythm; partner/board can scrutinise the spend.
See detail →Risk register kept current. Audit trail maintained. UK GDPR, ICO guidance, EU AI Act overlap monitored. Proportionate, not heavyweight.
See detail →A full-time UK Chief AI Officer costs £150,000-£300,000 fully loaded (salary + NI + pension + recruitment + onboarding + tools + benefits). A Fractional CAIO at our top tier costs £72,000/year, under a quarter of the all-in cost of a full-time hire. At our entry tier (£42,000/year) it is under a sixth.
Most clients reach Fractional CAIO after one or two productised projects with Wingenious. The CAIO is the layer that turns project-by-project AI work into a compounding strategic asset.
£2,450, 5 days. Five candidate use cases ranked. Strategy + roadmap deliverable.
From £8,000. First workflow live in 4 weeks. Or a £3,950 Feasibility Study if the use case needs deeper scoping.
From £3,500/month. Ongoing leadership. New sprints scoped + overseen by your CAIO. Training threads through.
By the end of year one, most fractional clients have 3-5 production AI workflows running, with the CAIO maintaining performance and scoping the next round.
A Fractional CAIO owns AI strategy, vendor management, governance, and ongoing investment direction on your behalf, without you carrying a full-time CAIO salary. Concretely: keeps your AI strategy current as tools and the market shift, negotiates and manages vendor contracts, runs quarterly board-ready reviews of your AI estate, scopes new use cases as they arise, oversees training direction, and maintains governance + risk + compliance posture. Cancel monthly, no 12-month lock-in.
A full-time CAIO in the UK costs £150,000-£300,000 fully loaded. Few SMEs (£1m-£100m turnover) can justify that on Year 1. A Fractional CAIO gives you the senior judgement, vendor relationships, and governance discipline at 10-20% of the all-in cost: typically £3,500-£6,000 per month depending on tier. For most UK SMEs in the £1m-£20m range, fractional is the right shape for at least the first 18-24 months of AI maturity.
Tier 1 (Foundation, £3,500/month, ~1 day/week): for SMEs early in AI adoption, needing strategy + governance + monthly review. Tier 2 (Embedded, £4,500/month, ~2 days/week): adds active vendor management, weekly cadence, hands-on use-case scoping. Tier 3 (Operational, £5,500/month, ~3 days/week): adds direct project oversight of any concurrent sprints + training programme direction. Tier 4 (Strategic, £6,000/month, ~4 days/week): full embedded leadership for an SME running 2-3 concurrent AI initiatives. We discuss the right tier in the kick-off call; you can move between tiers month-to-month.
Consultancy hours are project-bounded: you ask, they deliver, they leave. Fractional CAIO is an ongoing relationship: same senior person, same context, same accountability, every month. You get continuity (no re-briefing), proactive direction (we surface things you should look at), and a fixed monthly cost (no surprise invoices). Most clients move from one-off consultancy to fractional after their second or third project, because the context carrying-cost gets too high.
Yes. Monthly cancellation, no minimum term, no notice penalty. The reasoning: if Wingenious is not earning the monthly fee, you should be able to walk. Conversely, we are incentivised to keep delivering value every month, not to lock in revenue.
Gary leads every Fractional CAIO engagement personally in 2026. As the practice grows, additional senior practitioners will be added, but the founder-led principle holds: every fractional client has one named senior human owning the relationship, supported by the named AI workforce (Alex, Alice, Alicia, Adam, Aaron, Abigail, all "A.I.") for research, drafting, and execution.
Most clients arrive via the Readiness Audit (£2,450 / 5 days) → optionally Feasibility Study (£3,950) → first Implementation Sprint (from £8,000) → Fractional CAIO from there. Fractional clients commission new sprints as needed (priced separately), with the CAIO scoping and overseeing each. Training cohorts run alongside as needed. The CAIO is the ongoing leadership layer that orchestrates everything else.
Fractional CAIO who understands SRA governance, professional rules, and contract-heavy workflows. Strong fit for 20-100 partner firms.
Embedded leadership across ERP/MRP integration, document handling and admin workflow. Often combined with Made Smarter funding pathways.
Multi-client accountancy firms gain from a CAIO orchestrating AI across the practice: client onboarding, advisory drafting, audit prep.
Fractional CAIO engagements run on the same delivery discipline as every other Wingenious retainer: rolling monthly, hours estimated up front, hours credited to your account, everything logged in ClickUp against the right project, real-time client dashboard with live hours and Gantt view, AI on every call taking notes and capturing decisions. The reassurance that thirty years in digital, codified into a tooling stack, brings to the work.
We accept a maximum of two new Fractional CAIO clients per quarter. If you're considering this in 2026, get on the call early in the quarter. Q3 2026 capacity opens 1 July.